Increasing regulation and growing data requirements have expanded the responsibilities of banks in Finland and Sweden. At the same time, managing regulatory reporting has become more demanding than ever.
While European financial markets are largely governed by the same regulatory frameworks, practical implementation has become increasingly complex. Supervisory authorities are moving towards more detailed, data-driven oversight, highlighting the importance of data quality, availability, and traceability. Reporting has evolved beyond a compliance obligation and is now an integral part of banks’ risk management and decision-making processes.
A holistic approach makes the difference
ALM Partners’ operations are built on a deep understanding of regulatory reporting and risk management within the financial sector. The company supports banks and other financial institutions through business-driven expertise, technology solutions, and data capabilities.
“The challenge for financial institutions has shifted from managing individual reports or regulatory projects to understanding and controlling the bigger picture. Success requires the ability to combine data, processes, and regulatory requirements into one cohesive framework,” says Aaro Mäkelä, CEO of ALM Partners.
This is also reflected in the reporting needs of banks, which vary significantly from one organization to another. Some institutions have developed highly sophisticated in-house solutions, while others seek ready-made service models through software platforms or fully managed services. To meet these varying needs, ALM Partners provides scalable solutions ranging from individual expert assignments to comprehensive system and service offerings, including outsourced reporting functions.
Expansion into Sweden highlights expertise and local presence
ALM Partners has now brought its holistic approach to the Swedish market as well. Although the financial sectors in Finland and Sweden operate under the same European regulatory framework, there are differences in practical processes and regulatory interpretations.
This is why building a local presence and developing market-specific expertise are essential for success. For financial institutions, understanding regulation alone is not enough—it is equally important to apply regulatory requirements in a practical way that supports business objectives while taking into account the unique characteristics of each market.
A shared responsibility for stability
Financial institutions share a collective responsibility for maintaining the stability and reliability of the financial system. In this context, robust risk management and high-quality, transparent reporting are essential prerequisites for a well-functioning market.
“ALM Partners’ role is to support this development. Our goal is to strengthen banks’ ability to meet increasing requirements and ensure that critical processes remain reliable, even in a constantly changing environment,” Mäkelä explains.
Bringing people together and driving industry development
As part of strengthening Nordic dialogue within the financial sector, ALM Partners is also bringing the ALM Day event to Sweden. The event has already been held in Helsinki for 15 consecutive years.
In Finland, ALM Day gathers approximately 300 financial industry professionals and decision-makers annually to discuss market developments, regulation, and the future of risk management. By expanding into Sweden, ALM Day will also bring together industry participants in a new market, fostering knowledge sharing, building a common understanding, and supporting the event’s continued growth in the years ahead.
About ALM Partners
ALM Partners is a Finnish expert company that provides regulatory reporting, risk management services, technology solutions, and specialist expertise to European banks and other financial institutions.
The company operates primarily in Finland and Sweden but also serves clients across the Nordics, the Baltics, and other parts of Europe.
ALM Partners employs more than 200 financial services professionals and is 84% employee-owned. The company’s revenue amounted to €22.4 million in 2025.
Aaro Mäkelä, CEO, +358505405416, email: aaro.makela@almpartners.fi
