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ALM Partners Solutions

Panic strikes, hours don’t count, and deadlines won’t budge. Sound familiar? It does to us, too, but we’ve wiped the sweat off our brows and solved the challenge.

RAAS and SAAS

High-quality, Efficient, and Up-to-Date Reporting and Software Services

As a customer, you focus on your core business – providing financial services to various sectors of society – which you do best. As your partner, we focus on our core business – risk management, interpreting banking regulations, regulatory reporting, and data processing and analytics – which we do best. An ecosystem where everyone wins.

ALM Partners is built on trust. We have taken on a key and typically internal function that is central to our clients’ business operations, successfully and in a trust-worthy manner. Our solutions focus on addressing the challenges of these critical operations.

ALM Partners Office

RAAS and SAAS

High-quality, Efficient, and Up-to-Date Reporting and Software Services

As a customer, you focus on your core business – providing financial services to various sectors of society – which you do best. As your partner, we focus on our core business – risk management, interpreting banking regulations, regulatory reporting, and data processing and analytics – which we do best. An ecosystem where everyone wins.

ALM Partners is built on trust. We have taken on a key and typically internal function that is central to our clients’ business operations, successfully and in a trust-worthy manner. Our solutions focus on addressing the challenges of these critical operations.

RaaS

Reporting as a Service

ALM Partners offers high-quality, cost-effective, and up-to-date reporting and software services to all financial sector players. We make reporting and data-driven business development easy for our customers. We genuinely listen, deliver automated, streamlined, and flexible solutions, aiming for true partnership. With our areas of expertise, our core services extensively cover risk management and financial sector regulatory reporting – securely handling everything from data collection to internal or external report delivery.

Our RaaS service concept is a unique offering that provides end-to-end expertise securely, starting from the data produced by banking systems to business reporting delivered to regulators and other stakeholders. RaaS serves as an efficient yet flexible solution for both regulatory reporting and risk management – saving not only nerves but, most importantly, time, resources, and money.

The most comprehensive RaaS on the market can include:

  • Data collection in the format required by regulations – intentional and efficient data work to support the rapid implementation of systems
  • Software implementation
  • Project management
  • Ongoing service to the extent desired by the client

In addition to the choices in the reporting chain, we deliver modularly, including reports and reporting levels required for regulatory reporting.

We implement the complete regulatory reporting service flexibly, either with our own products or using the client’s systems.

We provide risk management services with systems chosen by the client, and we are particularly known for our expertise with our long-term partner FIS Global’s Balance Sheet Manager (formerly Ambit Focus).

Our services can also include infrastructure services (PaaS) on the Microsoft Azure platform with our cloud partner, where we are certified users.

  • A complete regulatory reporting service covering all EBA DPM-based reports:
  • A handy, purpose-built data model – one data source for all internal and external reporting
  • Calculation of risk-weighted assets (RWA) and collateral allocation (CA)
  • Data quality management and reconciliations, such as with accounting
  • Regulatory and internal validations, along with cross-checks

Regulation and Regulatory Reporting

  • Balance sheet management complete service

  • Risk modeling and cash flow calculation in accordance with NII, EVE, and IRRBB regulatory frameworks

  • Optionally, modeling and calculation of expected credit losses (ECL)

  • Optionally, hedge accounting (HA)

  • Integrations between regulatory reporting and risk management

    Risk Management

SaaS

Software as a Service

As part of our agile RaaS service concept, we have developed robust and user-friendly solutions that we also offer for our customers’ use.

Our Software as a Service (SaaS) alleviate the challenges of continuous updates, unpredictable costs, and slow response times from support services. Our service includes application installation, maintenance, and management, new versions and updates (excluding large development tasks arising from factors beyond our control, such as the addition of new regulatory reports or significant changes in their logic), application security and performance, and, when needed, managing user permissions.

We are ready to offer the software hosted on our partner MS Azure’s cloud platform (PaaS), covering installation, maintenance, management, as well as ensuring user rights, security, and availability.

Our service also works in the customers’ chosen environment, and some applications can even be used completely independently by the customer.

Contact us and ask more!

Grab and Go for Quick Wins! DPM Manager, a cornerstone of ALM Partners’ product portfolio, is designed to streamline and secure the regulatory reporting process. DPM Manager is a comprehensive reporting tool developed for reporting end-users, providing a quick-to-deploy solution.

One of DPM Manager’s standout features is its ability to quickly incorporate all EBA (European Banking Authority) DPM (Data Point Model)-based reports. This feature ensures that our clients stay up-to-date with the latest regulatory standards without the need for extensive system overhauls or manual adjustments. DPM Manager’s flexibility and speed in adapting to new reporting requirements offer a significant advantage in the ever-changing regulatory landscape.

Other Features of DPM Manager:

  • Efficiency and Accuracy: Automatic data quality assurance routines and ETL processes ensure that the data is accurate and reliable, reducing the risk of errors in regulatory reports.
  • User-Friendly Interface: The intuitive graphical interface makes managing and reviewing reports easy, offering options for reviewing and correcting reports via Excel, SQL queries, or the graphical interface.
  • Expert Support: ALM Partners provides continuous support and consulting to help clients navigate complex regulatory requirements and optimize their reporting processes.

Check our Regulatory Reporting expertise to see if your report is covered by DPM Manager: Regulation and Regulatory Reporting

Learn more about DPM Manager: Link to product brochure coming soon.

Read reference: We use the DPM Manager application at Aktia to validate regulatory reports. – ALM Partners

The Powerful and Efficient Difference Engine – or as we like to call it in the world of acronyms, DIE – simply compares data from two different sources and returns the differences between them based on the defined fields.

Naturally, we are proud of our product and use it regularly in client projects. We’ve proven that it shortens testing times, saves valuable euros, and enables the smooth transition of major core banking system changes on schedule, without disruptions for the bank’s end customers.

DIE works exceptionally well when comparing data between old and new systems, or in reconciling operational system data from a data warehouse with data in accounting systems. It’s particularly useful when verifying the consistency of balance sheet items that will be included in regulatory reports. And believe us, the auditor is happy when everything matches perfectly!

ALM Partners

Advisory

Our extensive expertise in the financial sector – from both business and technological perspectives – has proven to be an excellent service package for our customers. Our deep understanding and modeling skills of banking business and related risks have led to effective regulatory interpretation and problem-solving. Combined with top-tier expertise in secure information processing and data warehousing (and, when necessary, working with cloud platforms), this creates efficiency and automated processes that generate value for the client.

Maintaining skilled experts within your organization is costly and risk-prone. Few experts can fully focus on monitoring regulations and implementing new reporting requirements on time, or defining and measuring risks, along with critically reviewing and updating risk management.

Aaro Mäkelä

ALM Partners

Advisory

Our extensive expertise in the financial sector – from both business and technological perspectives – has proven to be an excellent service package for our customers. Our deep understanding and modeling skills of banking business and related risks have led to effective regulatory interpretation and problem-solving. Combined with top-tier expertise in secure information processing and data warehousing (and, when necessary, working with cloud platforms), this creates efficiency and automated processes that generate value for the client.

Maintaining skilled experts within your organization is costly and risk-prone. Few experts can fully focus on monitoring regulations and implementing new reporting requirements on time, or defining and measuring risks, along with critically reviewing and updating risk management.

Advisory Packages

We have conceptualized analysis packages based on carefully thought-of and executed-on entities of knowledge and expertise. Our specialized experts immerse themselves in the client’s environment, provide a study of the situation, and present a plan for concrete development steps. The client can decide which development actions to pursue and with whom – naturally, we also execute on the plan if desired, for example by dividing the plan to smaller, well-defined projects.

Experience has shown that conducting these types of analyses significantly enhances the client’s understanding of the necessary development measures, effectively mitigating the scale and risks of actual development projects.

  • Evolving Regulatory Reporting

  • Regulatory Reporting Sanity Check

  • BCBS 239 Compliance

  • ALM Sanity Check
  • Day in the life of Treasury
  • Day in the life of ALM
  • Modeling of Non-Maturity Deposits

  • ESG Reporting Prestudy
  • Lending and Collateral Reporting in Finland